financing43

Just overdraw your account.

Now the bank has the option of paying the amount or not. If you pay the bank might charge you an overdraft fee. If you wrote a check the store may charge a fine for having bounced a check.

The best way to avoid overdraft and bounced check is to manage the account so you do not spend more than you have.

Keep track of how much money you have in your account by updating the check register. Record all the checks you write and the other transactions when you make. And do not forget to subtract any fees
Pay special attention to electronic trading. Record of withdrawals and ATM fees, debit card purchases and bill payments
Do not forget about automatic bill payments you might have to pay utilities, insurance or loans
Watch the balance of the account. Remember that there may be some checks and automatic payments not yet paid
Updated monthly account statement. Between statements, you can find the payments that have entered the account and check your balance by calling the bank, Internet or ATM. Be sure to ask the actual amount in your account balance, excluding funds at your disposal in the plans of "protection courtesy overdraft" or "bounce coverage"
Banks, savings and loan institutions and credit unions may offer other less expensive ways to pay off overdrafts automatically. Carefully analyze the options offered by your bank before choosing one.